Phishing ! Yes the word seems like Fishing. Phishing is now a days, major problem, banks facing globally.
What is Phishing:
Unlike capturing fish in fishing, your bank account information like your user id, password , credit card no etc are stolen for fraudulent transactions in Phishing. Increasing use of Internet and mobile technology with increased social media paved the way to cyber criminals for Phishing.
Simply phishing is a act to get your private and confidential bank data. The common way of Phishing is spoofed emails.
How Phishing takes place:
Internet criminals sends spoofed emails ( it seems like this mail is sent from a trusted sites or your financial institution) to get your confidential details. In such mails a URL is given and upon click on the link it carry you to fake website which seems identical to your bank's web site and ask for login. Through this we reveal our credentials like user id, login password, debit/credit card no, expiry date , cvv no etc. And its enough for fraudsters to access your account on banks website.
Its easy to get email adress as we share these email ids on social media and use same email for all of our purposes.
How can I Identify fake emails ?:
Fake emails come from unauthorized address. Carefully looking at “from” address it can be identified that the source of the email is not genuine one.
Fake emails always use generic greetings/ salutation like “Dear Customer” , “Dear Member” etc, while the banks authenticate emails always address you with your name. Authenticate emails are personalized.
It commonly provides you a URL link and ask you to click it and it diverts you to fake websites. Legitimate websites starts with https:// while “S” is missed from fake URL and starts with “http://”
These emails shows sense of urgency to change your bank login data and ask your net banking credentials like user id, login password.
Fake emails lure you with lottery winning amount or to get unclaimed amount in the bank.
Tips to keep your net banking safe and secure:
Never use common email for banking records. It will be good to have separate emails for banking and social use.
Never disclose your confidential data to any one even emails seem to be come from legitimate authorities or bank. As these authorities and your financial institution never ask such confidential net banking data from you.
Always type URL of bank in address bar rather using url given in fake email.
Always keep your password strong enough and not use your general information (i.e. date of birth, spouse name etc.) for it.
A small awareness can save you to be a victim of Phishing.
What is Phishing:
Unlike capturing fish in fishing, your bank account information like your user id, password , credit card no etc are stolen for fraudulent transactions in Phishing. Increasing use of Internet and mobile technology with increased social media paved the way to cyber criminals for Phishing.
Simply phishing is a act to get your private and confidential bank data. The common way of Phishing is spoofed emails.
How Phishing takes place:
Internet criminals sends spoofed emails ( it seems like this mail is sent from a trusted sites or your financial institution) to get your confidential details. In such mails a URL is given and upon click on the link it carry you to fake website which seems identical to your bank's web site and ask for login. Through this we reveal our credentials like user id, login password, debit/credit card no, expiry date , cvv no etc. And its enough for fraudsters to access your account on banks website.
Its easy to get email adress as we share these email ids on social media and use same email for all of our purposes.
How can I Identify fake emails ?:
Fake emails come from unauthorized address. Carefully looking at “from” address it can be identified that the source of the email is not genuine one.
Fake emails always use generic greetings/ salutation like “Dear Customer” , “Dear Member” etc, while the banks authenticate emails always address you with your name. Authenticate emails are personalized.
It commonly provides you a URL link and ask you to click it and it diverts you to fake websites. Legitimate websites starts with https:// while “S” is missed from fake URL and starts with “http://”
These emails shows sense of urgency to change your bank login data and ask your net banking credentials like user id, login password.
Fake emails lure you with lottery winning amount or to get unclaimed amount in the bank.
Tips to keep your net banking safe and secure:
Never use common email for banking records. It will be good to have separate emails for banking and social use.
Never disclose your confidential data to any one even emails seem to be come from legitimate authorities or bank. As these authorities and your financial institution never ask such confidential net banking data from you.
Always type URL of bank in address bar rather using url given in fake email.
Always keep your password strong enough and not use your general information (i.e. date of birth, spouse name etc.) for it.
A small awareness can save you to be a victim of Phishing.
